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Trade Sales.

Discount for payment by any method within 14 days of date of invoice-3%.
Discount for payment by credit/debit card with order-3%.
Discount for payment by any method within 30 days of date on invoice-Net.
Payment by credit/debit card for accounts over 60 days will be subject to a surcharge of 2%.
We can also accpet payment by BACS transfer.


Sterling payments within the UK: 
Sort Code: 40-19-04
A/C: 81342401 
Sterling payments from overseas: 
BIC: HBUKGB4128K
IBAN: GB18HBUK40190481342401 
Euro payments: 
BIC: HBUKGB4B
IBAN: GB23 HBUK 4012 7639 2072 97 
US Dollar payments: 
BIC: HBUKGB4B
IBAN: GB03 HBUK 4012 7674 0740 16 


Please ensure that some sort of reference is used for example account number or reference number

Any payment received outside of these terms is not eligible for discount and if discount is taken the amount will be left outstanding on the account.

If payment is not received by 45 days then we reserve the right not to supply further goods until the balance is bought within our terms. Any accounts that go over the 60 days, will be passed to our solicitors at our discretion and may be subject to an interest charge of 8% p.a. The cost of any legal action following from this process will be invoiced to you and your credit account will be closed. Any future orders will then only be supplied on a pro-forma basis.

Any Sterling cheques that are banked by us that are returned or represented by our bank for whatever reason will be charged at the rate of £10 per return/representation. Unfortunately we only currently accept euro cheques with an additional charge of €40, this is to cover our high bank charges. Any euro cheques that are banked by us that are returned or represented by our bank for whatever reason will be charged at the rate of €25 per return/representation.

No claims can be accepted after cutting and processing. Shortages/omissions should bge advised within 7 days of delivery and all goods remain the property of Michaels Bridal Fabrics Ltd until paid in full.

Credit limits are set at the time of opening an account and may be subject to change. We reserve the right not to supply goods that cause an account to exceed its credit limit.

Retail Sales.

If you are unable to buy our products from a fabric shop local to you we do offer a mail order service, or you can contact us to make an appointment to come and visit us. We accept payment by debit or credit card and cash. Goods will not be sent on mail order until payment is made. Personal callers can pay on collection. If we are ordering in something specifically for you that we do not normally stock, then payment may be required before we order from our supplier. 

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